{"id":749,"date":"2020-03-05T23:14:43","date_gmt":"2020-03-05T23:14:43","guid":{"rendered":"https:\/\/qualityservicemex.com\/?p=749"},"modified":"2025-11-05T10:30:18","modified_gmt":"2025-11-05T16:30:18","slug":"clases-en-el-seguro-de-riesgos-de-trabajo","status":"publish","type":"post","link":"https:\/\/qualityservicemex.com\/en\/2020\/03\/05\/clases-en-el-seguro-de-riesgos-de-trabajo\/","title":{"rendered":"Clases en el Seguro de Riesgos de Trabajo"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"749\" class=\"elementor elementor-749\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5d19dbc7 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5d19dbc7\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;mountains&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1000 100\" preserveaspectratio=\"none\">\n\t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-51f0e65e\" data-id=\"51f0e65e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-74aa72 elementor-widget elementor-widget-heading\" data-id=\"74aa72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Clases en el Seguro de Riesgos de Trabajo\n\n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62d51058 elementor-widget elementor-widget-text-editor\" data-id=\"62d51058\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"content-description\">Es primordial identificar la prima media con la cual se cotizar\u00e1 en dicho seguro para efectos pagar lo correcto.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-72ae035 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"72ae035\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-101b41f\" data-id=\"101b41f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4146004 elementor-widget elementor-widget-image\" data-id=\"4146004\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"100\" height=\"100\" src=\"https:\/\/qualityservicemex.com\/wp-content\/uploads\/2020\/03\/descarga.png\" class=\"attachment-large size-large wp-image-755\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1d2336 elementor-widget elementor-widget-heading\" data-id=\"c1d2336\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Por: Nancy Rodr\u00edguez<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-427a2a3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"427a2a3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f512a99\" data-id=\"f512a99\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6563b1a elementor-widget elementor-widget-text-editor\" data-id=\"6563b1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 300;\">De conformidad con los art\u00edculos 72, segundo p\u00e1rrafo de la LSS y 18 del Reglamento de la Ley del Seguro Social en materia de Afiliaci\u00f3n, Clasificaci\u00f3n de Empresas, Recaudaci\u00f3n y Fiscalizaci\u00f3n\u00a0\u2014RACERF\u2014,\u00a0las empresas al registrarse por primera vez o al cambiar de actividad deben autoclasificarse para efectos de la determinaci\u00f3n y pago de la prima en el Seguro de Riesgos de Trabajo\u00a0\u2014SRT\u2014.<\/p><p style=\"font-weight: 300;\">Para ello, tienen que identificar el grupo, la fracci\u00f3n y la clase a la que pertenecen seg\u00fan el\u00a0<em>Cat\u00e1logo de Actividade<\/em>s contemplado en el numeral 196 del RACERF.<\/p><p style=\"font-weight: 300;\">En el listado se describen diferentes tipos de ramas industriales registradas a nivel nacional y las labores que se realizan en cada una de ellas; asimismo, est\u00e1n divididas en cinco clases, atendiendo a la peligrosidad de exposici\u00f3n de los subordinados en donde a cada segmento le corresponde una clase y prima espec\u00edficas (arts. 73 y 75, LSS).<\/p><p style=\"font-weight: 300;\">Localizada la clase a la que pertenece el patr\u00f3n deben identificar la prima media respectiva, con la cual van a cotizar en el SRT hasta completar un periodo anual de cotizaci\u00f3n del 1o. de enero al 31 de diciembre del ejercicio del a\u00f1o que se trate para posteriormente, \u00a0en febrero del siguiente a\u00f1o determinar su siniestralidad conforme a lo previsto en el numeral 32 del RACERF.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b4be331 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b4be331\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-257a912\" data-id=\"257a912\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b698d44 elementor-widget elementor-widget-heading\" data-id=\"b698d44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A continuaci\u00f3n se muestran las primas medias seg\u00fan cada clase (art. 73, LSS): <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bc9a57d elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"bc9a57d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dd2692b\" data-id=\"dd2692b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-815d97c elementor-widget elementor-widget-text-editor\" data-id=\"815d97c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<table style=\"font-weight: 300; height: 549px;\" width=\"438\"><tbody><tr style=\"font-weight: 400 !important;\"><td style=\"font-weight: 300 !important;\" width=\"216\"><p style=\"font-weight: 700 !important;\"><strong style=\"font-weight: 700 !important;\"><span style=\"font-weight: 700 !important;\">Prima media<\/span><\/strong><\/p><\/td><td style=\"font-weight: 300 !important;\" width=\"244\"><p style=\"font-weight: 700 !important;\"><strong style=\"font-weight: 700 !important;\"><span style=\"font-weight: 700 !important;\">Porcentaje<\/span><\/strong><\/p><\/td><td style=\"font-weight: 300 !important;\" width=\"244\"><p style=\"font-weight: 700 !important;\"><strong style=\"font-weight: 700 !important;\"><span style=\"font-weight: 700 !important;\">Ejemplos<\/span><\/strong><\/p><\/td><\/tr><tr style=\"font-weight: 400 !important;\"><td style=\"font-weight: 300 !important;\" width=\"216\"><p style=\"font-weight: 300;\"><span style=\"font-weight: 300 !important;\">Clase I<\/span><\/p><\/td><td style=\"font-weight: 300 !important;\" width=\"244\"><p style=\"font-weight: 300;\"><span style=\"font-weight: 300 !important;\">0.54355<\/span><\/p><\/td><td style=\"font-weight: 300 !important;\" width=\"244\"><ul><li><span style=\"font-weight: 300 !important;\">\u00a0<\/span><span style=\"font-weight: 300 !important;\">Confecci\u00f3n de prendas de vestir a la medida<\/span><\/li><li><span style=\"font-weight: 300 !important;\">reparaci\u00f3n y ensamble de m\u00e1quinas de coser y de oficina, o<\/span><\/li><li><span style=\"font-weight: 300 !important;\">\u00a0<\/span><span style=\"font-weight: 300 !important;\">expendios de ventas al menudeo de papeler\u00eda, \u00fatiles escolares y de oficina<\/span><\/li><\/ul><\/td><\/tr><tr style=\"font-weight: 400 !important;\"><td style=\"font-weight: 300 !important;\" width=\"216\"><p style=\"font-weight: 300;\"><span style=\"font-weight: 300 !important;\">Clase II<\/span><\/p><\/td><td style=\"font-weight: 300 !important;\" width=\"244\"><p style=\"font-weight: 300;\"><span style=\"font-weight: 300 !important;\">1.13065<\/span><\/p><\/td><td style=\"font-weight: 300 !important;\" width=\"244\"><ul><li><span style=\"font-weight: 300 !important;\">\u00a0<\/span><span style=\"font-weight: 300 !important;\">Fabricaci\u00f3n de calzado, sin maquinaria ni equipo motorizado<\/span><\/li><\/ul><ul><li><span style=\"font-weight: 300 !important;\">industrias qu\u00edmico-farmac\u00e9uticas y de medicamentos, o<\/span><\/li><\/ul><ul><li>\u00a0<span style=\"font-weight: 300 !important;\">fabricaci\u00f3n y\/o ensamble de equipo y aparatos de radio, televisi\u00f3n y comunicaciones<\/span><\/li><\/ul><\/td><\/tr><tr style=\"font-weight: 400 !important;\"><td style=\"font-weight: 300 !important;\" width=\"216\"><p style=\"font-weight: 300;\"><span style=\"font-weight: 300 !important;\">Clase III<\/span><\/p><\/td><td style=\"font-weight: 300 !important;\" width=\"244\"><p style=\"font-weight: 300;\"><span style=\"font-weight: 300 !important;\">2.59840<\/span><\/p><\/td><td style=\"font-weight: 300 !important;\" width=\"244\"><ul><li><span style=\"font-weight: 300 !important;\">Fabricaci\u00f3n de productos a base de cereales, con procesos continuos automatizados<\/span><\/li><\/ul><ul><li><span style=\"font-weight: 300 !important;\">fabricaci\u00f3n de tejidos y art\u00edculos de punto<\/span><\/li><\/ul><ul><li><span style=\"font-weight: 300 !important;\">industria de las pinturas<\/span><\/li><\/ul><\/td><\/tr><tr style=\"font-weight: 400 !important;\"><td style=\"font-weight: 300 !important;\" width=\"216\"><p style=\"font-weight: 300;\"><span style=\"font-weight: 300 !important;\">Clase IV<\/span><\/p><\/td><td style=\"font-weight: 300 !important;\" width=\"244\"><p style=\"font-weight: 300;\"><span style=\"font-weight: 300 !important;\">4.65325<\/span><\/p><\/td><td style=\"font-weight: 300 !important;\" width=\"244\"><ul><li><span style=\"font-weight: 300 !important;\">Elaboraci\u00f3n y\/o envase de refrescos, aguas gaseosas y purificadas<\/span><\/li><\/ul><ul><li><span style=\"font-weight: 300 !important;\">fabricaci\u00f3n de art\u00edculos a base de papel y\/o cart\u00f3n.<\/span><\/li><\/ul><ul><li><span style=\"font-weight: 300 !important;\">refinaci\u00f3n del petr\u00f3leo crudo y petroqu\u00edmica b\u00e1sica<\/span><\/li><\/ul><\/td><\/tr><tr style=\"font-weight: 400 !important;\"><td style=\"font-weight: 300 !important;\" width=\"216\"><p style=\"font-weight: 300;\"><span style=\"font-weight: 300 !important;\">Clase V<\/span><\/p><\/td><td style=\"font-weight: 300 !important;\" width=\"244\"><p style=\"font-weight: 300;\"><span style=\"font-weight: 300 !important;\">7.58875<\/span><\/p><\/td><td style=\"font-weight: 300 !important;\" width=\"244\"><ul><li><span style=\"font-weight: 300 !important;\">Curtido y acabado de cuero y piel<\/span><\/li><\/ul><ul><li><span style=\"font-weight: 300 !important;\">fabricaci\u00f3n de productos de aserradero<\/span><\/li><\/ul><ul><li><span style=\"font-weight: 300 !important;\">transporte ferroviario y el\u00e9ctrico<\/span><\/li><\/ul><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7ecfdceb elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7ecfdceb\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-55dad070\" data-id=\"55dad070\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1be716f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1be716f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3df6949a elementor-widget elementor-widget-heading\" data-id=\"3df6949a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u00a1Comparte este art\u00edculo!<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-503eaff9 elementor-share-buttons--view-icon-text elementor-share-buttons--skin-gradient elementor-share-buttons--shape-square elementor-grid-0 elementor-share-buttons--color-official elementor-widget elementor-widget-share-buttons\" data-id=\"503eaff9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_facebook\" role=\"button\" tabindex=\"0\" aria-label=\"Share on facebook\" data-no-translation-aria-label=\"\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-facebook\" 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Por: Nancy Rodr\u00edguez De conformidad con los art\u00edculos 72, segundo p\u00e1rrafo de la LSS y 18 del Reglamento de la Ley del Seguro Social en materia de Afiliaci\u00f3n, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":756,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"plain-container","ast-site-content-layout":"normal-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"disabled","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"class_list":["post-749","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articulo"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Clases en el seguro de riesgos de trabajo en M\u00e9xico<\/title>\n<meta name=\"description\" content=\"Conoce las clases en el seguro de riesgos de trabajo y c\u00f3mo impactan la protecci\u00f3n laboral. 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