{"id":3287,"date":"2021-03-02T02:03:58","date_gmt":"2021-03-02T02:03:58","guid":{"rendered":"https:\/\/qualityservicemex.com\/?p=3287"},"modified":"2025-11-05T11:58:31","modified_gmt":"2025-11-05T17:58:31","slug":"efectos-del-covid","status":"publish","type":"post","link":"https:\/\/qualityservicemex.com\/en\/2021\/03\/02\/efectos-del-covid\/","title":{"rendered":"Efectos del COVID, clasificada como enfermedad profesional"},"content":{"rendered":"
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Efectos del COVID, clasificada como enfermedad profesional<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Dependiendo de la calificaci\u00f3n que determine el IMSS sobre una incapacidad por Coronavirus, el asegurado podr\u00e1 acceder a diversas prestaciones seg\u00fan el ramo que le corresponda<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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El certificado de incapacidad temporal es el documento m\u00e9dico legal, expedido en los formatos oficiales por el m\u00e9dico tratante o el estomat\u00f3logo del Instituto al asegurado, para hacer constar la inhabilidad temporal para el trabajo con el fin de justificar su ausencia en el centro de labores durante los d\u00edas que se requieran para su recuperaci\u00f3n (art. 138, Reglamento de Prestaciones M\u00e9dicas del IMSS \u2013RPM\u2013).<\/p>\n

En ese tenor, una de las principales preocupaciones del sector obrero es \u00bfcu\u00e1l es la diferencia de que la incapacidad por COVID-19, se califique como enfermedad general de una profesional?<\/p>\n

A continuaci\u00f3n, se abordan las caracter\u00edsticas de estos dos tipos de incapacidades, las pensiones a que pueden acceder tanto el trabajador como sus beneficiarios.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Tipo de Enfermedad<\/span><\/strong><\/p><\/td>

Profesional<\/span><\/strong><\/p><\/td>

General<\/span><\/strong><\/p><\/td><\/tr>

Concepto<\/span><\/strong><\/b><\/p><\/td>

Todo estado patol\u00f3gico derivado de la acci\u00f3n continuada de una causa que tenga su origen o motivo en el trabajo, o en el medio en que el subordinado se vea obligado a prestar sus servicios<\/span><\/p><\/td>

Toda alteraci\u00f3n f\u00edsica o mental en el individuo, provocada por una lesi\u00f3n org\u00e1nica o funcional, permanente o transitoria, causada por trastornos metab\u00f3licos, agentes f\u00edsicos, qu\u00edmicos, biol\u00f3gicos o psicosociales, que puede o no imposibilitarle para el desempe\u00f1o del trabajo o actividades de la vida diaria y requiere de la atenci\u00f3n m\u00e9dica para su prevenci\u00f3n, curaci\u00f3n, control o rehabilitaci\u00f3n<\/span><\/p><\/td><\/tr>

M\u00ednimo de semanas cotizadas<\/span><\/strong><\/b><\/p><\/td>

Para recibir un subsidio por incapacidad temporal para el trabajo, o una pensi\u00f3n por incapacidad permanente total o parcial, no se requiere un m\u00ednimo de semanas cotizadas<\/span><\/p><\/td>

Para cobrar el subsidio, se necesita contar con cuatro semanas inmediatas anteriores al inicio del padecimiento.<\/span><\/p>

Solo trat\u00e1ndose de colaboradores eventuales, se solicitar\u00e1n seis semanas en los cuatro meses anteriores al inicio del malestar<\/span><\/p>

En tanto que para ejercer el derecho a una pensi\u00f3n de invalidez debe contar con 250 semanas al declararse o 150 si el dictamen correspondiente determina el 75 % o m\u00e1s de invalidez<\/span><\/p><\/td><\/tr>

Porcentaje de pago<\/span><\/strong><\/b><\/p><\/td>

100 % del salario base de cotizaci\u00f3n (SBC) registrado en el momento de ocurrir el padecimiento<\/span><\/p><\/td>

60 % del salario que estuviese cotizando al inicio de la enfermedad<\/span><\/p><\/td><\/tr>

Lapso que dura el subsidio<\/span><\/strong><\/b><\/p><\/td>

De un d\u00eda hasta el lapso de 52 semanas, seg\u00fan lo determinen los servicios m\u00e9dicos del Seguro Social<\/span><\/p><\/td>

A partir del cuarto d\u00eda y hasta el t\u00e9rmino de 52 semanas, conforme lo indiquen los servicios m\u00e9dicos del IMSS.<\/span><\/p>

No obstante, se puede prorrogar hasta por 26 semanas m\u00e1s<\/span><\/p><\/td><\/tr>

Pensi\u00f3n (requisitos y porcentaje)<\/span><\/strong><\/b><\/p><\/td>

Incapacidad permanente total (IPT)<\/span><\/em>. Le corresponde una pensi\u00f3n mensual definitiva equivalente al 70 % del SBC que estuviese cotizando al ocurrir el riesgo. En este caso, se calcula con el promedio del SBC de las 52 \u00faltimas semanas o las que tuviese si su aseguramiento fuese por un tiempo menor para determinar el monto de la pensi\u00f3n<\/span><\/p><\/td>

Invalidez<\/span><\/em>. El monto de la pensi\u00f3n es igual al 35 % del promedio de los salarios correspondientes a las \u00faltimas 500 semanas de cotizaci\u00f3n anteriores al otorgamiento de la misma, o las que tuviese siempre que sean suficientes para ejercer el derecho a dicha pensi\u00f3n<\/span><\/p><\/td><\/tr>

Fundamento legal<\/span><\/strong><\/b><\/p><\/td>

Numerales 43; 58, fracciones I y II de la LSS y 30 del RPM<\/span><\/p><\/td>

Dispositivos 96, 97, 98, 122 de la LSS y 2o., fracci\u00f3n VII del RPM<\/span><\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Tambi\u00e9n el asegurado tiene derecho a recibir un\u00a0\u00a0aguinaldo anual,\u00a0<\/em>por un importe de 15 d\u00edas si la muerte es por enfermedad profesional o de 30 d\u00edas si el deceso es ajeno a una actividad laboral (arts. 58, fracc. IV y 142, \u00faltimo p\u00e1rrafo, LSS)<\/p>\n

En caso de que el trabajador fallezca, el IMSS brindar\u00e1 a sus beneficiarios legales, previo cumplimiento de requisitos de ley, pensiones, ayuda por fallecimiento, aguinaldo, ayuda asistencial, etc.<\/p>\n

Como se observa, es m\u00e1s ben\u00e9fico para el asegurado cuando el Coronavirus es calificado como una enfermedad laboral; sin embargo, es un algo que perjudica al sector patronal porque ello incide en su prima del Seguro de Riesgos de trabajo, de ah\u00ed la importancia de atender al pie de la letra las recomendaciones de la autoridad de salud dentro de los centros de trabajo, a fin de inhibir lo m\u00e1s posible la transmisi\u00f3n de este virus y advertir cu\u00e1ndo el COVID-19 puede ser calificado como un riesgo laboral.<\/p>\n

En la edici\u00f3n digital 481 de fecha de portada 28 de febrero de 2021 usted podr\u00e1 consultar cu\u00e1ndo el IMSS considera que el Coronavirus SARS-Cov2 puede ser una enfermedad profesional.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\u00a1Comparte este art\u00edculo!<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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M\u00e1s art\u00edculos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Dependiendo de la calificaci\u00f3n que determine el IMSS sobre una incapacidad por Coronavirus, el asegurado podr\u00e1 acceder a diversas prestaciones seg\u00fan el ramo que le corresponda<\/p>","protected":false},"author":2,"featured_media":3288,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"plain-container","ast-site-content-layout":"normal-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"disabled","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"class_list":["post-3287","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articulo"],"yoast_head":"\nEfectos del COVID en las empresas y c\u00f3mo enfrentarlos<\/title>\n<meta name=\"description\" content=\"Descubre los principales efectos del COVID en las empresas y estrategias clave para adaptarte, mantener tu equipo y mejorar la productividad.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/qualityservicemex.com\/en\/2021\/03\/02\/efectos-del-covid\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" 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