{"id":2549,"date":"2020-11-30T21:09:19","date_gmt":"2020-11-30T21:09:19","guid":{"rendered":"https:\/\/qualityservicemex.com\/?p=2549"},"modified":"2025-11-05T12:07:34","modified_gmt":"2025-11-05T18:07:34","slug":"como-impactara-la-reforma-a-la-ley-del-infonavit","status":"publish","type":"post","link":"https:\/\/qualityservicemex.com\/en\/2020\/11\/30\/como-impactara-la-reforma-a-la-ley-del-infonavit\/","title":{"rendered":"\u00bfC\u00f3mo impactar\u00e1 la reforma a la Ley del Infonavit?"},"content":{"rendered":"
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\u00bfC\u00f3mo impactar\u00e1 la reforma a la Ley del Infonavit?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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El Infonavit destac\u00f3 que esta es la reforma de inclusi\u00f3n financiera m\u00e1s importante que ha tenido nuestro pa\u00eds\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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La reforma a la Ley del Infonavit busca ampliar las opciones del trabajador para utilizar sus ahorros y cubrir sus necesidades de vivienda, asegur\u00f3 el director del organismo Carlos Mart\u00ednez Vel\u00e1zquez.\u00a0<\/p>

\u201cDe alguna manera esta reforma reconoce lo que hoy sucede, que es que la vivienda y la vivienda social es un ente vivo y que va caminando con el tiempo y conform\u00e1ndose con las necesidades, los ingresos; adecu\u00e1ndose a la cultura de la gente\u201d, destac\u00f3 el funcionario en la conferencia de prensa matutina del presidente del pa\u00eds.\u00a0<\/p>

A detalle y de acuerdo con las proyecciones del propio instituto este cambio normativo impactar\u00e1 de la siguiente manera:\u00a0<\/p>

  • la posibilidad de otorgar cr\u00e9ditos para la adquisici\u00f3n de suelo para construir una vivienda espera en el programa de originaci\u00f3n beneficiar a 15,000 familias principalmente en el sur y sureste en donde no hay desarrollo horizontal de viviendas, por lo que se permitir\u00e1\u00a0 la compra de suelo ejidal y comunal; para esto, existen 320,000 derechohabientes interesados en este tipo de financiamiento<\/p><\/li>

  • la capacidad del infonavit de financiar la autoproducci\u00f3n de vivienda cuenta con 2.3 millones de derechohabientes con voluntad de ejercerlo, por lo que se espera un crecimiento del 17%\u00a0 en estos cr\u00e9ditos en 1er a\u00f1o de implementaci\u00f3n, para alcanzar 170,870 cr\u00e9ditos<\/p><\/li>

  • mejorar los t\u00e9rminos y condiciones de cr\u00e9ditos contratados en el pasado para que los acreditados obtengan mejores condiciones de cr\u00e9dito, implicar\u00e1 alrededor de 35,000 acciones de\u00a0 financiamiento, con bajas esperadas de al menos 2 puntos en las tasas de inter\u00e9s<\/p><\/li>

  • aumentar oportunidad de los trabajadores a suscribir un segundo cr\u00e9dito con el Infonavit espera que la colocaci\u00f3n de cr\u00e9ditos subsecuentes se incremente 34.5%<\/p><\/li>

  • el acceso a cr\u00e9ditos para\u00a0 derechohabientes sin relaci\u00f3n laboral activa, prevee una colocaci\u00f3n en el corto plazo de 10,000 cr\u00e9ditos; equivalente a 3% de la colocaci\u00f3n total anual en hipotecarios del Infonavit<\/p><\/li><\/ul>

    De acuerdo con Mart\u00ednez, esta es la reforma de inclusi\u00f3n financiera que ha tenido el pa\u00eds, pues \u201cva a permitir que alrededor de 40 millones de personas que hoy tienen dep\u00f3sitos constituidos del Infonavit, puedan acceder a financiamiento\u201d.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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    \u00a1Comparte este art\u00edculo!<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    M\u00e1s art\u00edculos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    El Infonavit destac\u00f3 que esta es la reforma de inclusi\u00f3n financiera m\u00e1s importante que ha tenido nuestro pa\u00eds La reforma a la Ley del Infonavit busca ampliar las opciones del trabajador para utilizar sus ahorros y cubrir sus necesidades de vivienda, asegur\u00f3 el director del organismo Carlos Mart\u00ednez Vel\u00e1zquez.\u00a0 \u201cDe alguna manera esta reforma reconoce […]<\/p>\n","protected":false},"author":2,"featured_media":2550,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"plain-container","ast-site-content-layout":"normal-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"disabled","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"class_list":["post-2549","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articulo"],"yoast_head":"\nReforma a la Ley del Infonavit: lo que debes conocer<\/title>\n<meta name=\"description\" content=\"Descubre c\u00f3mo la reforma a la Ley del Infonavit impactar\u00e1 a trabajadores y empleadores, y qu\u00e9 cambios traer\u00e1 en cr\u00e9ditos y beneficios.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/qualityservicemex.com\/en\/2020\/11\/30\/como-impactara-la-reforma-a-la-ley-del-infonavit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" 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